If you are considering filing bankruptcy most people opt for a Chapter 7 bankruptcy or what is known as a liquidation bankruptcy. Bankruptcy is usually commenced by the filing of what is called a "voluntary petition" and the person filing the bankruptcy is referred to as a "debtor" or "petitioner". For the purposes of this article, a Chapter 7 bankruptcy is used.
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Chapter 7 Bankruptcy - A Layman's Discussion of Representation and Exemptions
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